Practical Finance, Accounting & Tax — Made Simple

Free calculators, clear guides on VAT, income tax and IFRS, and honest software reviews for accountants, students and business owners around the world.

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Free Calculators

VAT Calculator

Add or remove 15% VAT and see the net, VAT and gross split instantly.

Salary Calculator

Switch between hourly, monthly and annual pay with deductions.

Depreciation

Straight-line and reducing-balance schedules, year by year.

Break-Even Point

Find the units and revenue you need to cover fixed costs.

Freelancer Rate

Turn your income goal into an hourly or project rate.

Time Value of Money

Present and future value with interest and time periods.

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What I Write About

Bangladesh Tax & Compliance

VAT registration, e-TIN, TDS, freelancer income tax.

Accounting Concepts

IFRS & IAS topics in plain English with worked examples.

Cost & Management

Contribution margin, break-even, investment appraisal.

CA Exam Prep

ICAB pattern analysis, priority topics, study systems.

Why Trust This Site

I am Md Nayon Hossain Audit Associate at RSM Bangladesh, ICAB Professional-Level candidate and finance graduate (DU). This site turns the tax and accounting work I do every day into clear guides and free tools.

NBR & ICAB accurate

Built on Bangladesh law, not generic templates.

Plain English

Complex tax and accounting, explained simply.

Bangladesh-specific

Local rates, forms and deadlines that actually apply.

Free tools

Calculators you can use right now, no cost.

Honest, hands-on reviews

Software Worth Your Money

These are tools I have actually tested for accounting and small-business work. Some links are affiliate links, they never cost you extra and help keep the tools and guides free.

Best for invoicing

FreshBooks

★★★★½

Clean invoicing and expense tracking that suits freelancers and small service businesses.

Best All-Rounder

Zoho Books

★★★★★

Full double-entry accounting with strong automation and great value for growing firms.